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New York Enacts APR Disclosure Laws
The new TILA-like Disclosure requirements were signed into law on December 23rd of 2020 with an original commencement date of June 21, 2021. However, since passing S.B. 5470 the New York Senate has provided additional guidance and updates (In March 2021), and included in this update is a new date for commencement of the law to begin January 1st, 2022.
https://grantphillipslaw.com/n....ew-york-enacts-apr-d
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GRANT PHILLIPS LAW WILL FIGHT TO SAVE YOUR BUSINESS!
The intent of S.B 5470 is to provide corporate and small business borrowers with more transparency surrounding their taking of credit, in order to allow for better, more informed decisions, a clearer understanding of how much is being borrowed and under what terms and to provide a corporate borrower with the ability to compare different offers of credit.
https://grantphillipslaw.com/n....ew-york-enacts-apr-d
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New York MCA Final Disclosure Laws
New York State, by all accounts the haven State for Merchant Cash Advances, ironically is also one of the first States to enact laws that require certain consumer like disclosures even for several commercial loans.
https://grantphillipslaw.com/n....ew-york-mca-final-di
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