New York MCA Final Disclosure Laws

This is significant development since New York’s Commercial Finance Disclosure Law (CFDL) went into effect August 1st, 2023 and in the law the CFDL has extended disclosure requirements ordinarily required for consumer lending to commercial financing instruments such as a merchant cash advance.

https://grantphillipslaw.com/n....ew-york-mca-final-di

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Why Ozonated Oil is the Multi-Active Solution for Modern Formulations

A formulator or brand manager, lives with a constant dilemma. A need high-efficacy active ingredients, but the current “go-to” actives are often a compromise. 

https://nanakogoods.com/ozonat....ed-oil-multi-functio

How to Tackle Hardwood Floor Wax Removal Like a Pro

Ever looked at your hardwood floors and noticed they’re looking a bit… waxy? Maybe they’ve got a cloudy buildup or a sticky feel that just won’t quit. If your floors were waxed years ago, that old-school shine might now be trapping dirt and dulling your home’s vibe. At JR Hardwood Floor Refinishing and Cleaning, we’ve seen it all, and we’re here to share the lowdown on hardwood floor wax removal. Don’t worry—this isn’t as daunting as it sounds! Whether you’re in Parker, CO, or just curious about reviving your floors, let’s walk through why wax removal matters, how it’s done, and whether to DIY or call in the pros. Grab a coffee, and let’s get those floors sparkling!





https://jrhardwoodfloorrefinis....hingandcleaning.com/

New York MCA Final Disclosure Laws

The final rules are a good start, but fall short in several areas. For example an MCA Funder is exempt from full disclosure if they are “partnered” with FDIC insured banks. Another shortfall is the inclusion of a $2,500,000 cap. Thus, commercial financing in excess of $2.5M is exempt from the CFDL. Hardly ideal.

https://grantphillipslaw.com/n....ew-york-mca-final-di

Tackle All Your Debt with A Debt Relief Attorney

Only a Consumer National Debt Relief Attorney Can Help You With Total & Lasting Debt Elimination! This applies to most forms of debt, including but not limited to Merchant Cash Advance Loans, Payday Loans, Hard Money Loans, IRS Tax Debt, Medical Bills, Credit Card Debt and in certain instances even Student Loan Debt.

https://grantphillipslaw.com/t....ackle-all-your-debt-

Tackle All Your Debt with A Debt Relief Attorney

Even in the event the debtor is facing credit card debt exclusively and therefore perhaps may not be a good candidate for bankruptcy or cannot qualify for bankruptcy, a qualified attorney can accomplish the same settlement, if not better with more effective results, at far less cost, than any debt settlement expert or company will obtain. This applies to most forms of debt, including but not limited to Merchant Cash Advance Loans, Payday Loans, Hard Money Loans, IRS Tax Debt, Medical Bills, Credit Card Debt and in certain instances even Student Loan Debt.

https://grantphillipslaw.com/t....ackle-all-your-debt-

Bulk SMS Gateway & Messaging Solutions in Malaysia

Despite the growth of social media and chat apps, SMS remains one of the most reliable and widely used communication channels in Malaysia. 

https://www.sendquick.com.my/b....ulk-sms-gateway-mess